Cooperative Funeral Fund, Inc. is a Corporation serving funeral homes in the states of Connecticut, Massachusetts, New Jersey, New York, Pennsylvania, Rhode Island, Georgia, and Tennessee. Its headquarters is in Madison, Connecticut. The Corporation and its president, Mark C. Mannix, are registered with the United States Security and Exchange Commission.

Mr. Mannix is a Graduate of the Boston College School of Management with a Bachelor of Science degree in Finance. He has attended Finance classes at Boston University Graduate School of Management. His employment experience has a combined 10 years of service with PepsiCo, Liggett & Myers, and Norton and Simon. For the past twelve years, he has been in the Funeral Trust business. During which time he has served on a Pre-Need legislative Advisory Panel under the Massachusetts Secretary of Consumer Affairs, Paula Gold. He incorporated Cooperative Funeral Fund in July of 1989.

Cooperative Funeral Fund, Inc. has created a program for the funeral service industry to facilitate the creation, investment, tax compliance and payout of Pre-Need Funeral Trusts.

The objective of this program is to provide maximum security to the principal and to pace inflation (or the rising costs of funerals) as best possible. In that the funds of an individual escrow account exist on average seven years prior to being withdrawn, the investment philosophy is one of passive management. Financial instruments are bought and held for long duration not actively traded.

As Investment Advisor, Cooperative Funeral Fund, Inc., directs the investment of the Funds in accordance with the Funeral Service Contracts which restricts the portfolio to Government Securities, Corporate Bonds (A or Better rated), Money Market funds, Certificates of Deposits and Insurance Annuity Products: "Fixed Income Investments".

The ability to market the services of Cooperative Funeral Fund, Inc. lies not so much in the appreciation of principal, but in the other services the company offers:

1. Cooperative Funeral Fund, Inc. prepares and files all forms required by the IRS. To insure that all work is performed correctly, the Company has retained Donahue and Associates, an accounting firm in Boston, to oversee all aspects of the Company's tax work.
2. Because we handle the tax work correctly for irrevocable trust accounts, Cooperative Funeral Fund, Inc. is able to protect the funeral director and his client funds from attachment by the Department of Social Services, when the client has applied for financial assistance under Title 19 of the Social Security Act.
3. Cooperative Funeral Fund, Inc. provides the Escrow Agents and the funeral directors with detailed monthly reports showing beginning balance, all interest allocation, expenses and fees, additional deposits, withdrawals, and ending balance for each individual escrow account, for each funeral director, and to the Escrow Agents for the fund in totality.
4. Periodically the escrow account is reviewed by an independent Certified Public Accountant. Upon request, a participant funeral director will receive a copy of that report.

Cooperative Funeral Fund, Inc. charges an annual fee of 1.25% of the escrow account balance that is paid monthly (this may vary depending on state laws). The company does not make any commissions from any investments purchased for the fund, nor do we receive any gratuities from any of the broker/dealers that we may instruct the Escrow Agents to purchase such investments through.