There are two different methods for funding pre-need dollars. The first is trust, the other is insurance. The benefits of each will be reviewed in their adjoining sections. It is important to keep in mind that pre-need funding laws vary greatly from state to state. Please feel free to call our office if you have a question pertaining to laws regarding your use of pre-need funds in your particular state. CFF is based in the Northeast region of the United States and is quite attuned to the laws pertaining to the adjacent states.